GSTHow to verify the digital signature on a bank statement PDF
Updated June 2026 · 5 min read
Most banks now email or let you download an e-statement that carries a digital signature. That signature matters more than people realise: edited bank statements are one of the most common types of document fraud in loan and visa applications, and lenders have become strict about spotting them. Verifying the signature is the cleanest way to prove your statement is the genuine, untouched original.
Why the signature is your best defence
A signed e-statement locks in every number. If a single closing balance, salary credit or date is edited — even by re-saving the PDF through a "converter" — the signature breaks. So a green verdict is powerful evidence that the statement is exactly as the bank produced it, and a red verdict is a red flag worth investigating.
Verify it in a minute
- Download the statement directly from your bank's net-banking portal or the official email (don't use a screenshot or a re-printed copy).
- Upload the PDF to our signature verifier. Enter the password if the bank protects the file.
- Click Verify and read the verdict, signer and signing date.
Common gotchas
- Not all statements are signed. Some banks issue unsigned PDFs; there's simply nothing to verify in that case — ask the bank for a signed copy.
- Re-saved files break. If you opened the statement in an editor and saved it, the signature is gone even if you changed nothing visible.
- "Validity unknown" in Adobe usually just means the bank's CCA root isn't trusted on your device — see our fix guide.
For the underlying mechanics of the integrity and trust checks, read how to verify a digital signature in a PDF. Submitting statements for a company account? You may also find our guide to MCA/ROC DSC documents useful.
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